Posts tagged "underinsured motorist coverage"

How To Protect Yourself and Your Family From Irresponsible, Uninsured Drivers

What You Absolutely Need to Understand About Your Auto Insurance:  Uninsured UM) and Underinsured Motorist (UIM) Coverage Video Transcript: Hello, I'm Attorney Jeff Robinette. I would like to discuss with you what insurance applies to automobile collision claims. First of all, in West Virginia, like most states, there are minimum statutory limits for liability coverage that are required by every motorist. This means that every driver and every vehicle on [...]

Tags: attorneyauto insurancecar accidentinsurance disputeslaw firmlawyermedical payments coveragemorgantownunderinsured motorist coverageuninsured motorist coveragewest virginia

Insurance Issues When a Stolen Car Causes Injury or Death

Who is liable when a car is stolen and the driver subsequently causes a collision and causes injuries or death?  It is unlikely that the thief driving the car has any personal car insurance or assets.  So, how would an injured individual or family be compensated after the accident for medical treatments and any other related expenses like pain and suffering, lost wages, or personal losses after such a collision? [...]

Tags: car accidentfatal collisioninsuranceliabilityMarion CountyMorgantown Car Accident Lawyerunderinsured motorist coverageuninsured motorist coverageWest Virginia Car Accident AttorneyWeston

When Underinsured Motorist Coverage (UM) is an Issue in a Car Accident Injury Claim

The following is a situation relayed to us from a chat transcript our office recently received regarding underinsured motorist coverage, or more accurately, the lack of it.  All chats initiated on our website are confidential, so all personal details have been omitted: "I was hit by other driver when they failed to maintain their lane. I was driving a compact car and suffered serious, life-threatening injuries from the airbag. I spent nearly two weeks in [...]

Tags: car accident claimsunderinsured motorist coverageuninsured motorist coverage

Which Options Do I Need to Purchase for My Car Insurance? Part 1

Uninsured and Underinsured Motorist Coverage Liability motor vehicle insurance is required for every vehicle driving on the road in West Virginia. State law requires insurance companies to offer automobile insurance coverage at minimum levels to every owner of automobiles so that theoretically every vehicle being operated on state highways has at least a minimum amount of liability coverage protection. Approximately one out of every six vehicles traveling on West Virginia [...]

Tags: how to buy car insuranceunderinsured motorist coverageuninsured motorist coverage