What is comparative fault in an injury case?

Q. What is Comparative Fault in an Accident Case?

A. In order for you to pursue a liability claim against someone else for your injuries, the cause of your injuries must have beenpredominatelycaused by their conduct, and not your own.For instance, if you were severely injured in an auto collision, and your driving merely contributed in some small way (e.g., you were traveling 60 mph in a 55 mph speed zone), you will not likely be foreclosed from pursuing your injury claim against the other at-fault driver.

However,the percentage of your own fault(called “comparative fault”) will reduce your compensation by the same percentage of fault you contributed to causing the auto collision. So, if you are found by a jury to have been 20% at fault in causing the auto collision, your compensation will be reduced by 20% of the total verdict.

How the Insurance Company will Use Comparative Fault

Insurance adjustersexaggeratethe impact of your conduct-like going 5mph over the speed limit-as a basis tosubstantially reducethe value of your injury claim. The same result occurs in construction injury or coal mine injury cases, where the adjuster exaggerates the impact of the employee’s conduct to show that the injuries would not have occurred if the employee had followed safe work practices.

When “Who is at Fault?” is an Issue, You Need a StrongAdvocate on Your Side

While the law permits your own comparative fault to be as high as 49%, the closer your own fault gets to this maximum percentage,the less you will be compensated, and you run the risk that you will be completely foreclosed from recovering anything at all. If your fault equates to 50%, then you will be foreclosed from any recovery or compensation for your injuries. For instance, if a construction worker decides to remove his safety equipment in violation of safety rules, and is injured, it is likely that the worker’s conduct will be viewed as a significant contributing factor to his own injuries.

The lawand jurorstake a dim view of parties whose own conduct significantly contributes to their own injuries. Be aware that insurance adjusters try to craft reasons why your alleged negligent conduct equaled or exceeded that of their own insured, which has the end result of you receiving little to nothing in settlement of your injury claim, which is why it is essential you have a skilled personal injury attorney on your side fighting for you.

Call us today to find out how we can help you.

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Our Case Results

Car Accident Injuries

Jeff Robinette was hired by a young woman who had sustained permanent injuries to her foot due to an auto collision. The insurance company offered such a small amount and dealt with her in such a dismissive manner that the treatment of her case amounted to bad faith on the insurance company’s part. Jeff was able to obtain a substantial settlement which allowed this young woman and her husband to pay medical bills, buy a car and a home, and start building a future together.

Crushed Leg Injury

Imagine having your leg crushed so badly in an accident that you have to undergo two surgeries to insert multiple pins and have a rod hammered into the bone just to stabilize the femur. Unfortunately, the first rod inserted into the bone didn’t accomplish the desired effect, so the rod had to be removed and surgically reinserted. Imagine the great pain, the months of therapy and recovery, and the frustration of knowing you can never return to the type of work you have performed for decades.

Jeff Robinette was able to obtain a great enough settlement to pay this man’s medical bills in their entirety and money enough to start a new business so he could work and live a productive life even with his permanent impairment.

Drunk Driver

While driving his car, our client was hit by a drunk driver which injured his shoulder so severely that three surgeries were required. The insurance company haggled over the value of the claim, initially giving a low-ball offer. Jeff Robinette was able to force the insurance company to pay all insurance available for this claim.

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Jeffery Robinette
Jeffery Robinette
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Jeffery Robinette is a West Virginia Personal Injury Lawyer based in Morgantown who represents individuals who have been seriously injured or killed due to motor vehicle collisions or catastrophic workplace accidents.
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