When Banks Fail to Live Up to Their Promises
In recent years, there has been an uptick in the rate of claims against banks by lenders. Consider the following example:
A developer secures a loan from a bank for a large construction project. The developer proceeds with the project, making loan payments in full and on time. When the developer needs more funds to finish the project, the bank suddenly becomes wary and decides to stop the loans, leaving the expensive project dead in the water.
It’s easy to see the financial straits this situation leaves the developer in. In many cases like the above example, the borrower may have a legal claim against the bank that refused the loan. At Robinette Legal Group, we represent those businesses and individuals who have been wronged by unfair banking and lending practices. If you have a claim against a bank or lender, we are here to protect your rights.
Have you been treated unfairly by your bank? Contact us to speak with an experienced Morgantown bank loan attorney.
West Virginia Lending Laws
Banks and other lenders must adhere to the federal Truth in Lending Act (TILA). Passed in 1968, this law is designed to protect consumers from unfair practices of banks, mortgage lenders and other lending institutions.
The TILA requires that banks disclose the terms of the loan before the transaction. That includes the full cost of the loan, the APR and other relevant factors.
When handling a claim against a bank, we will carefully investigate the case to see if the lender violated TILA laws or other statutes. We will also work to assess the full amount of damage the violation caused our client to suffer.
We are experienced advocates for consumers and prepared to handle complex cases involving bank fraud and lending law violations. If you feel you have suffered financially due to an unfair lending practice, our attorneys are here to help you explore your legal options.
Contact us to arrange a cost-free consultation with an experienced lawyer today.
Call us today to find out how we can help you.
Financial Losses
A client we represented in Preston County incurred significant structural damage to a commercial building from excessive snow accumulation on the roof of that building. The insurance company offered a less than adequate amount of reimbursement which would have only partially covered the cost of repairs. Jeff Robinette was able to obtain a settlement amount that would fully compensate the building owner for the damages, lost income, and rental expenses resulting from the damage to his building.
Brain Injury
While timbering in WV, a heavy equipment operator sustained a permanent brain injury while performing the duties of his job. What price can you put on the loss of a fully functioning, fully reasoning brain? Jeff Robinette was able to negotiate a settlement that was annuitized to provide for this man for the rest of his life.
Crushed Foot Injury
While working in Morgantown, WV for a large national retailer, our client, a young woman in her early twenties, was ordered to use equipment that she was not properly trained to use. In the course of attempting to complete her task, she sustained a severe crush injury to her foot. Due to this incident, our client lost full use of this foot for the rest of her life and was living with chronic, persistent pain.
Our firm was able to obtain a sizable settlement which took care of all her medical bills and future treatment for her foot injury. The settlement was ample enough to allow this young woman to go back to college and retrain for employment which will accommodate her permanent disability.
Our Awards and Certifications
Practice Areas
- Personal Injury Overview
- Bicycle Accidents
- Brain Injuries
- West Virginia Burn Injury Attorney
- Car Accidents
- Commercial Delivery Truck Collisions
- Construction Site Injuries
- Defective Product Injuries
- Dog Bite Injuries
- Drunk Driver (DUI) Accidents
- Gas Explosion Injuries
- Insurance Claim Disputes
- Mining Accident Injuries
- Motorcycle Accidents
- Pedestrian Accidents
- Rear-End Collisions
- Scaffold & Ladder Fall Injuries
- Slip And Fall Accidents
- Spinal Cord Injuries
- Truck Accidents
- Uninsured Motorists
- Work Accidents
- Wrongful Death