All traffic accidents can cause devastating injuries, but collisions between an automobile and a pedestrian can be particularly catastrophic. The massive size differential between the two means such accidents are often life-threatening for the pedestrian, even when they happen at relatively low speeds. If the motorist caused the crash, an injured pedestrian can seek compensation…
Should I Salvage my Vehicle? Many people don’t know that they must preserve evidence that caused their personal injury claim. If you discard evidence (called “spoliation”), you may be prohibited from asserting part or even all of your injury claim. In auto injury claims, you must preserve the evidence that is under your control or…
Anytime a person sustains an injury caused by the careless actions of others, they need to be able to recover compensation for their losses. This includes compensation for medical bills, lost wages, and property damage expenses. Additionally, pain and suffering damages are often available to victims. It is important to understand how insurance carriers determine…
What if I Don’t Have Insurance? Can I File An Injury Claim? The Insurance Information Institute estimates that in 2015, about 10 percent of West Virginia’s drivers did not carry auto insurance. Are you one of them? If so, can you file a car accident claim seeking compensation for injuries, damages and losses if you…
What You Absolutely Need to Understand About Your Auto Insurance: Uninsured UM) and Underinsured Motorist (UIM) Coverage Video Transcript: Hello, I’m Attorney Jeff Robinette. I would like to discuss with you what insurance applies to automobile collision claims. First of all, in West Virginia, like most states, there are minimum statutory limits for liability…
SB 277: Unnecessary, Unaffordable, and Wrong for West Virginia With the current legislative session now under way, tort reform advocates have stepped up their efforts to push through legislation that will benefit corporate and insurance industry interests. One such piece of legislation, SB 277, calls for the establishment of an intermediate appellate court. For many…
Who is liable when a car is stolen and the driver subsequently causes a collision and causes injuries or death? It is unlikely that the thief driving the car has any personal car insurance or assets. So, how would an injured individual or family be compensated after the accident for medical treatments and any other…
What is the penalty for driving without insurance in WV? A West Virginia woman faces up to a year in jail for knowingly driving an uninsured vehicle in a crash that killed a 5-year-old Maryland girl. The uninsured driver rear-ended the vehicle in which the little girl was riding with her great-grandmother, causing the collision…
Medical Payments (Med-pay) Coverage for Motor Vehicle Insurance With all the available options when purchasing an auto insurance policy, it can be challenging to balance budget and economy with protection. In trying to save money, many people overlook the value provided by the purchase of medical payments insurance coverage (med-pay coverage). Regardless of who is…
Every year thousands of individuals are seriously injured in automobile collisions in West Virginia, requiring significant medical treatment. Many don’t have the financial resources to pay for their own medical treatment or lost wages. A recent client was injured in a collision on the interstate highway, and had assumed he had adequate insurance coverage. Turns…
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